意外險的除外責任和理賠比例原則問題 - 酒駕
By Daniel
at 2010-12-21T00:00
at 2010-12-21T00:00
Table of Contents
各位好我朋友的親人因為酒駕遇到違規停車的大貨車,而發生意外死亡法院判決書上,寫著酒駕是主因,違規停車是次因保險公司用酒駕除外責任條款,而不給予理賠.(而且態度很惡劣)我們問過熟悉保險的朋友,他們說依判決書的陳述,死者不是100%的酒駕責任依照比例原則,保險公司應該要負一部分的賠償責任但我翻了保險法,沒有提到除外責任的相關條文倒是有一條,如果被保人兩年後自殺,保險公司如果不賠,也要把保險金全數退還的規定,出了一條人命,而且又�
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酒駕
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By Charlotte
at 2010-12-21T16:41
at 2010-12-21T16:41
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at 2010-12-25T15:50
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